After a little preliminary study, I found that small-cap bank stocks don’t meet my personal standards for liquidity and I am going to shift my focus to mid-caps. However, I did discover a few small-cap stocks which appear to have merit, and someone else may want to use this list as a starting point for their own research. These are all profitable companies and most have low volatility. Dividend yields exceed the S&P 500’s yield. Also, these companies have good histories of increasing their dividends, and payout ratios are less than 50%. This list is just a starting point. Further investigation would be needed before investing.
Community Trust Bancorp, Inc. (CTBI)
Exchange National Bancshares Inc. (EXJF)
Fauquier Bankshares, Inc. (FBSS)
IBERIABANK Corporation (IBKC)
Team Financial, Inc. (TFIN)